<!-- Begin
	   var how_many_ads = 4;
	   var now = new Date()
	   var sec = now.getSeconds()
	   var ad = sec % how_many_ads;
	   ad +=1;
	   if (ad==1) { banner="grfx/benefits1.gif"; }
	   if (ad==2) { banner="grfx/benefits2.gif"; }
	   if (ad==3) { banner="grfx/benefits3.gif"; }
	   if (ad==4) { banner="grfx/benefits4.gif"; }
	   

	   document.write('<img src=\"' + banner + '\"');
	   document.write('border=0><br>');
	   
	   // End -->